'Initial check' for boiler insurance

[MakeDo93]

I am looking into getting my boiler insured, as winter is approaching and it's an old unit (late 80's). They said after I sign up they will come and do an initial check of the boiler, I understand why, but wanted to know what they will check, as I'm afraid they will try to fob me off and condemn the boiler because of its age. it was serviced and had a pilot sensor replaced 2 years ago, the guy said although it seemed in healthy working order, most companies wouldn't touch it.

Any advice is appreciated

 

[plumben]

If your going/willing to pay for insurance why not get a new boiler that will be
more efficient save you money on your gas bill and you won't have to worry about
It breaking down over winter

 

[Alex Knight]

Which companies have you asked?/

Wouldn't have thought many would want to insure it as most likely some parts are redundant now anyway

 

[Rickster123]

After you sign up they will come and check it? Are they taking your money first? I'd be amazed if they cover your boiler at that age. It will be a high risk to them as it's more likely to go wrong. Why are you taking out the cover now at this late stage? Have you had issues lately?

 

[MakeDo93]

I haven't asked any yet, I got an online quote from Scottish power, they just asked for the boiler make (potterton) and asked if it was in good working order, and it was accepted.

 

[MakeDo93]

No major issues no, I was just thinking of getting insurance as a precaution.

 

[MakeDo93]

I wanted insurance as peace of mind, as 20 years with it, the boiler has only had one fault. I have had a quote from a local engineer who said replacing the system would cost around the £9000 mark :furious3:. That's why I would rather the £6.50 insurance.

 

[mountainman]

If you go with my company and you get me surveying it, I'm firm but fair.
Plenty of people try it on but are unreasonable with their expectations.

 

[stevetheplumber]

i wouldnt bother just put the money away each month and next time it breaks down get a new one fitted with a long warranty some bouilers now come with ten years warranty
all of these schemes have a million get out clauses one of which will be parts availability at the end of the day its a savings scheme that doesnt pay interest

 

[Neil K]

^^^^^^ As above ^^^^^^ Put your money towards a new boiler mate ;-)