Thank you again for your advice!The internal boiler protection only monitors and protects the boiler. You still need additional protection for the system/pipework if necessary.
Here read this link.
I have not seen a pipe stat with a low enough setting to act alone as frost protection (doesn't mean they don't exist) so I think you would need both air and pipe stats.
If the loft is well lagged so that the pipes are exposed to cold above the lagging, then that may be the coldest place in the house? only you will know that. It will work with the frost stat in the garage and pipe stat on the pipe in the loft (return) but it might be better if the loft gets colder quicker than the garage for it to be up there. Does that make sense?
Think more along the lines of what you would do if the existing stat (garage) wasn't there and you were starting from scratch, how would you best protect it from freezing?
I understand I need pipe stat in the loft to work with existing external frost stat next to boiler in the garage; air stat you mean the external frost stat but to install in the loft, similarly to the existing frost stat in the garage, right?
My loft is not well lagged, and the pipes are exposed to the cold, so yes probably it is the coldest place in the house.
I am not sure I understand "but it might be better if the loft gets colder quicker than the garage for it to be up there"---does this mean, only the loft is colder than the garage, then the to be installed loft frost stat will work properly?