Insurance

[rocketmanbkk]

Hi Friends

Does anyone have insurance if you can't work via illness/injury etc.?

Any good? How much? What companies etc.?

Cheers

Rct

 

[cr0ft]

Not me. I did look into it when I started but it seemed so expensive and very limited in terms of what you could claim that I decided it wasn't worth it.

 

[rocketmanbkk]

Yeah, I've had a little look, just a thought, I'll keep an eye out

 

[SimonG]

Stick thirty quid a week in a jar and keep going until the rainy day arrives.

If I had a mortgage I would be more concerned.

 

[villa_tom]

I wouldn't bother with it mate.

Having just bought a house, my mortgage advisor tried to sell me so me insurance like this.

She quoted me something like £42 a month for £1800 a month cover should I become ill.

At at first I thought it was worth it, and having done some of my own research found a quoted for £20 a month for £1300 a month cover, which would have easily covered my bills should I be ill.

THEN I READ THE SMALL PRINT :-(

I had to be "unable to work" for 6 weeks before I could claim and even then I could only claim for certain period of time.

I found this pretty pointless really, if you broke you're arm/leg or had a minor illness or something, you'd be back at work by the time you where able to claim and of you where long term ill, then you'd have to stop claiming after a certain number of years.

In the end I left it and I'll take my chances.

Its not like I live week-to-week when it comes to money anyway, and I'll always have a few months worth of bill Money in the bank.

 

[lame plumber]

too much small print involved in most covers I looked at and bleedin expensive for what you dont actually get!

 

[rocketmanbkk]

Cheers all