Quick update whilst house is quiet and no water being used, I've isolated washer at ball valve and dishwasher at ball valve flushed offending toilets and I still get 1 bang as they finish filling. I've opened these ball valves back up and turned my stopcock down to where I have just enough flow to use showers and fill cisterns back up in reasonable time and the bang has gone? I'm thinking it's not advisable to leave this stopcock nearly closed so is it still pointing to a faulty stopcock that needs changing or is it a PRV I need after all? Sorry for all the questions, I will replace what ever needs to be replaced but no point in spending a fortune if there is one fix.
Thanks,
Darren.