Liability Insurance

[waddmiester]

Guys,
New to the forum so hello!
Finally going it alone, any one got some good tips on the best / cheapest providers for insurance to cover gas, plumbing HETAS work?
regards,
Wadders

 

[AMW]

Welcome, I'm in the same boat getting my first quotes found tradesman saver the cheapest so far

 

[dave1]

I'm about to start looking too. What are your plans going forward getting work? Advertising etc?

 

[waddmiester]

I'll check them out, thanks .

 

[AMW]

I've got a local tile shop have said I can have my cards on the counter and will push my name for customers that come in then normal advertising/sign writing also a chippy mate that is going to start advertising bathrooms and wants me to do the plumbing side of things so I'm getting a little help from others to.

 

[dave1]

Good stuff amw, big jump then if you are going from employed without any work to go on to. I'm hoping to be ready towards the end of the month going to start pushing things now tho.

 

[waddmiester]

Hi Dave,
I'm already booking work in.
I've deliberately not poached any customers because I don't think that is fair.
i've used the tried and tested method of family and friends in the first instance.
i'm looking to sort my insurance on Tuesday and get cracking immediately.
Business card and flyer to estate agents / landlords etc.
social media and possibly a small website where I can advertise my work.
Not planning to advertise in the first instance, I'll see how it goes.

 

[AMW]

Try pushing yourself and try to get work for when you start then you have something to start with luckily I've got people that want me to do there work and are willing to wait until I'm on my own so I know I've got that little buffer to start with

 

[Chalked]

I'm with corgi insurance.
not the cheapest, but they paid out when needed last year!

 

[Leo21]

I'm with Thistle after being with the co op for fifteen plus years. £300 ish pounds a year.

 

[Ryanmuz01]

We are now with IntaSure

Very cheap

 

[dave1]

Hi Dave,
I'm already booking work in.
I've deliberately not poached any customers because I don't think that is fair.
i've used the tried and tested method of family and friends in the first instance.
i'm looking to sort my insurance on Tuesday and get cracking immediately.
Business card and flyer to estate agents / landlords etc.
social media and possibly a small website where I can advertise my work.
Not planning to advertise in the first instance, I'll see how it goes.

Agree about poaching waddmeister, you have a very similar plan to me. I hope it works out for you.

 

[AMW]

Good luck to both of you

 

[Klatka201]

Try direct line. I have van insurance with them so they did bigger discount on trade

 

[Ch4 plumbing]

We are now with IntaSure

Very cheap

sama as above.

 

[waddmiester]

Thanks guys, a couple of hours on the phone required tomos!

 

[Toolsnrules]

I'm with Direct line 5 million for £144 , no other company came near to that.

 

[waddmiester]

Toolsnrules
That is cheap.
Tradesman saver is £323 with 2million PL and no tool cover.

What is the standard level of PL cover that most people are going for - 2 million seems to be the minimum.

 

[AMW]

I'm with Direct line 5 million for £144 , no other company came near to that.

Is that with heat work and gas work?

 

[AMW]

Toolsnrules
That is cheap.
Tradesman saver is £323 with 2million PL and no tool cover.

What is the standard level of PL cover that most people are going for - 2 million seems to be the minimum.

Tradesman saver was £363 for 2mill cover and 2000 grands worth of tool cover.

 

[Toolsnrules]

Is that with heat work and gas work?

Hi yes I disclosed I work on plumbing and gas including use of blow torch etc

 

[AMW]

Just tried a direct line quote and that was really dear

 

[waddmiester]

Yes AMW, Direct Line was upwards of £400.
with 2mill and some tool cover it's looking at about 350 upwards.
Tradesman saver have tried to ring me twice today, I wander if they will offer some discount over the phone ???

 

[AMW]

Yes AMW, Direct Line was upwards of £400.
with 2mill and some tool cover it's looking at about 350 upwards.
Tradesman saver have tried to ring me twice today, I wander if they will offer some discount over the phone ???

They are phoning me back at the end of the week as when they rang twice before the weekend, missed first 1 and didn't have time to talk the second time.

 

[ignite 247]

cheers guys ill give them a ring tomorrow