Slow delayed paying customers

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I'm presuming those who say they allow 30 days mainly do bigger jobs , installs, bathrooms. It seems more reasonable to wait a while for a big payment for a big job (even though it's no different in my opinion.)

My problem comes when people ask me "How do you want paying?" And I mention I'm accept cash, cheque or online transfer. I don't ever remember saying I accept cash, cheque or pay in a few weeks if that's easier for you or you are prone to forgetting or can't really be bothered yet or would rather see how this weekend goes because the girls are over and someone mentioned a big one.
 
I don't/won't wait 30 days. It's payment on completion or plus 5%.
 
There was an estate agent who wanted some work doing. I told them about my terms and they wanted 90 days. The conversation didn't last much longer.
 
I have always given 21/28 days ever since I started out. It’s normal now. I do a mix of big and small jobs. But when they ask about payment I say cash, cheque or bank transfer
 
Me personally, every bill I get I pay straight away that day*, but some people drag it on week after week. It gets annoying, I remember when I started and the first Christmas I slaved up to around 19th Dec on a bathroom job that would land me the couple of grand I so desperatley needed for Christmas as I was totally skint as I'd put everything into that job, I had maybe £40 to my name. I finished 5 working days before the 25th and guess when the cheque landed on the doormat? Well into January. :( I was a slave to the letterbox all Christmas and new year "is there any post today" are they working?
Are the banks open?

* I pay my tax last minute on principle, they are only going to give it to that 6 kid chav benefit mum who boasted she spends £300 each on presents for them from her benefit money.
 
I pay bills and tax as soon as I can, and, as a reasonably good socialist, I also pay my tax as soon as I can.

And, yes, it -isses me off when people decide to drag a bill out. You know the good people because they are there, chequebook, and teas and biscuits waiting as you clear up. Or an envelope of cash 'let me know if it comes to any more than that and here's some dinner'.

Terms and Conditions to new unknown customers will include a settlement discount (i.e. a public relations version of a penalty for late payment).
 
I've said this a few times already.

Anyone who runs a small business or is self employed needs credit card facilities.
There are fees, charges and commission rates for using the machines, but they are a necessity in today's world.
Any small jobs, one-off jobs or new customers are required to pay on completion.
It's easier to get paid with a credit / debit card than it is to get paid in cash.
Once the transaction is approved - the money is in you bank account later that day.
I couldn't live without my credit card facility
 
Since the customer was not on site when I was working, having card facililities would have made no difference in my case. If he had been, he could have written me a cheque there and then.
 
Ric2013 said:
Since the customer was not on site when I was working, having card facililities would have made no difference in my case. If he had been, he could have written me a cheque there and then.
Click to expand...
I get an email address when booking the job in. And invoice straight away.
 
Ric2013 said:
Since the customer was not on site when I was working, having card facililities would have made no difference in my case. If he had been, he could have written me a cheque there and then.
Click to expand...

The customer could have given you the card details over the phone.
The machines have the facility of entering the card details manually.
Actually, most of my transactions are done this way.
 
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