I use sumup with izettle deal on I think its down to terminal design preferance and I would actually advise the izettle (even though have no experience with it) sumup terminal has touch buttons not physical buttons and half of my customers struggle with that.
Sum up has better % fee though at flat 1.95% unless you will use izettle for more than £2000 worth of transactions it will be .75% higher charge which will probably make up for the difference in terminal price over a year.
Payleven and sumup are the same company, just your paying a bigger rate than sumup. Izettle is only ok if your putting over £2000 per month through the machine. Best one is sumup if your less than £2000 per month
We have 2 mobile terminals with https://www.card-cutters.co.uk/ - each terminal costs us £24 a month if I remember right. The processing fees are 0.25% for debit card transactions and 0.9% for credit card transactions.
Basically if you are taking mainly debit cards (most people pay using these) you could be paying 2.5% a month over the odds. If you want a fixed terminal in an office it's much less than £24 a month too.
The terminals use all the networks so very rare to not be able to take a card payment in the sticks.
Declaration - if you do decide to use them please let me refer you, I think I get £100 off my monthly fee. I wouldn't refer if I wasn't very impressed with them though. Money is in my bank account within 3 days every time.
The main reason for me using these is it avoids bad debts completely, card machine comes out on the last day of each job and I don't leave till I get a payment.
Avoid paypal like the plague as one is vice is the ability to reverse payments or similar just like when someone pulls a fast trick as seen on ebay.
So they dispute the job and paypal gives em their money back
To add i use world pay, no monthly charges and the % is 2.7 or something. I simply add that to the bill after informing customers card payments attract a merchant banking surcharge......some then pull out the cash - which is flash
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cheers mate
