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Discuss Is Public Liability compulsory for Gas safe registered engineers? in the Insurance for Plumbers area at UKPlumbersForums.co.uk.

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  1. AWheating

    AWheating Trusted Plumber GSR

    its likely in his small print it states that his insurance only covers direct employee's. every company i know requires you to have 2m pli when you subby for them.
     
  2. tamz

    tamz Guest

    If you are subbing you need to have your own PLI. If you don't and anything happens you will wish you had as his won't cover you.
     
  3. quality

    quality Plumber GSR

    I had an gas safe inspection recently and one of the first things he wanted was my insurance certificate
     
  4. Mike Jackson

    Mike Jackson Plumber GSR

    I can't believe anyone would contemplate working for profit without public liabliity.
     
  5. kay-jay

    kay-jay Trusted Plumber GSR

    pli is a big fat no brainer. get some or else or it could all end in tears
     
  6. AWheating

    AWheating Trusted Plumber GSR

    just to note that if you wish to become hetas registered you have to prove to them that you have 2m PLI. With that and making co detectors compulsary with solid fuel installs it seems somebody has some common sense.
     
  7. COL_nottm

    COL_nottm Guest

    Im suprised its not a legal requirement, you cant drive a car without insurance so why would it be legal to work on someones property without it.

    I have £5m cover for domestic and commercial and only pay around £400/yr why would you not have it...
     
  8. lame plumber

    lame plumber Guest

    have a look at the last post date before posting col old son, youve been hitting some very old threads
     
  9. leethegasman

    leethegasman GSR

    I can put temporary workers on mine FOC but I do have to name them I would be careful and look in to getting your own because no one will back you up if anything happens and you will be on your own fighting to save all you have worked hard for.
     
  10. leethegasman

    leethegasman GSR

    Very old thread
     
  11. dancinplumba

    dancinplumba Trusted Plumber GSR

    But you can drive a car on the road without insurance, infact without anything :)
     
    • Like Like x 1
  12. thompsonbrown

    thompsonbrown Plumber GSR

    Were you taking the micky or do you know about "Common law" still used in england and accounts for around 50% of people getting away without insurance.
     
  13. dancinplumba

    dancinplumba Trusted Plumber GSR

    Taking Micky where ?
     
  14. thompsonbrown

    thompsonbrown Plumber GSR

    Ok taking the p#ss. Micky is the same as that without the hashtag
    Where im from.
     
  15. Philipweson

    Philipweson Guest

    it is not a legal requirement for you to obtain any public liability, you may do work for someone such as the council or a housing association who will normally want to see your liability before commencing any work for them.
    If you have employees or if you use labour only subcontractors then you will by law require employers liability which will automatically have public liability with the policy.

    if you do not have any public liability and you are negligent in your duties and get sued then you could loose everything you have worked for.

    As for recommending someone, to cut a long story short, Coversure Insurance in Middlesbrough really helped me out with some tricky liability insurance with a great price.

    get a quote from a broker who knows what they are doing and then decide if you want to take the risk of not getting any insurance.

    Hope i helped...
     
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