How Much Do You Pay? - Insurance for Plumbers

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Join Date: Jan 2010

Posts: 2

Alright people,

just wondering how much you all roughly pay for public liability and who with?


cheers

 

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Join Date: Jan 2009

Location: Bath

Posts: 390

I paid £196 for the year with £2m of cover with simply business.

 

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Join Date: Jun 2009

Posts: 6

I paid about £250 with Ashburnham Insurance. Their policy seems very good (includes gas work, heat use, etc) and they were very helpful when I set it up (I needed proof of cover for a job and they emailed me my documents within 10 minutes).

It seems that Simply Business are quite popular in this neck of the woods. I will probably try them for a quote at renewal but if it's not too much difference I will probably stay where I am.

 

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Join Date: Jan 2009

Posts: 19

I had a nightmare getting mine...
Some my work is in blocks of flats so I needed 5 million cover - most companies I contacted wouldn't insure me for this as I use a blow torch (like durr I'm a plumber, what do they want me to do light farts at the pipes^^).
Also because I have been doing this less than 3 years that put the cost up, + I wanted insurance for light commercial as well as domestic (because I have contacts with shops/pubs) and it goes up again...
Yawn... in the end I ended up paying almost 400 for the year with Trade Direct, who seem pretty good (easily the cheapest for the cover I wanted) they sent me proof of insurance pretty quickly when I needed it ( the day after taking out the policy). This also included a few other bits thrown in 'free' such as tool cover, proffesional indemnity a small amount for personel injury - i didn't want to pay for any of these but got them anyway. Hopefully I never find out how good they really are when it comes to paying out after I flood something/someone^^

Also I was rather suprised and quite annoyed that not a single company asked me anything about my qualifications or training - meaning any old cowboy/chancer/blagger would pay the same rate grrr

 

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Join Date: Jun 2009

Posts: 6

I thought the length of time in the trade was a standard question (I may be wrong) that helps with the price but I do agree that qualifications should also be taken into account.

 

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Join Date: Jan 2009

Location: Bath

Posts: 390

Like I said in my previous post I paid £196 and that was my first time holding liability and new in the trade!!

 

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Join Date: Jun 2007

Location: On the forum.

Posts: 459

I know I keep saying this but people don't appear to be listening.

Public Liability Insurance, Cheap Public Liability Insurance, Compare Public Liability Insurance, Public Liability Insurance Cover sponsor all our forums (one of only a couple of companies that do). And part of the deal in getting them on board was to provide something exclusive to our 30,000 members.

They have said that if you CALL THEIR OFFICE (so don't just use the online quote thing) with details of your renewal or best price PUBLIC LIABILITY insurance quote they will guarantee to beat it.

You just have to say you're a member of UKPlumbersForums.co.uk and that Dan has sent you.

TilersForums.co.uk have been doing this for 6 months now and not one person has said they've not gone with them.

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Cheers,

Dan

 

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Join Date: Aug 2008

Location: Mansfield

Posts: 26

:d:d:d

 

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Join Date: Sep 2009

Posts: 19

Dan is making a fair point there, worth the call!!

 

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Join Date: Feb 2010

Posts: 6

Im currently working on becoming a plumber ...Thats doesnt seem like a bad price at all bad at all, i suppose its silly not to be insured at that sort of price. Is that an average price?

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I want to become a plumber now!