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How Much Do You Pay?

Discuss How Much Do You Pay? at UK Plumbers Forums; who did you go with? I've heard simply business mentioned a lot!...
  1. #13
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    Default Re: How Much Do You Pay?

    who did you go with?

    I've heard simply business mentioned a lot!

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    Default Re: How Much Do You Pay?

    i've been self employed for abour 3 months or so and go through simply business. Public Liability £2m and I also have 1500 quid of tool cover if my van gets broken into and that costs me 32 quid per month for 10 months.
    BigJohn likes this.

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    Default Re: How Much Do You Pay?

    Quote Originally Posted by hannah1991 View Post
    who did you go with?

    I've heard simply business mentioned a lot!
    I went with Simply Business.
    As mentioned you can get a quote from one of the sponsors of this site

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    Default Re: How Much Do You Pay?

    Depends on what is covered. Is it just wet work or boilers, oil, gas etc as well? Look at cover on tool theft as the amount of cover makes a huge difference. I pay £620 is (NFU Mutual) which covers tools and materials up to £5,000 (including when in van), 5 million liability, Hot work, oxy acetylene bottle storage and work, and workshop. Covers for domestic, agricultural and commercial wet plumbing systems and oil fired boiler work.
    Last edited by WHPES; 29-04-2010 at 06:20 PM.

  5. #17
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    Default Re: How Much Do You Pay?

    simply business wanted £200 or so for 2million cover last yr, then I took on some works exp guys to help them get experience and my excess went from £250 to £2000! queried this and Sb said they had got it wrong originally, had an argument with them on and off for 24 hours and threatened them with breach of contract case (using my nephew whos runs his own london law firm) and we reverted to the original conditions. When it comes to renewal time next month Im leaving SB well alone, they seem to be a right cowboy set up, cheap but I wouldnt trust them to pay up when needed.

    Forgot to mention I going with the NFU (national farmers union!) this year, really good brokers and trusted to pay up when needed and they do a reallly good cover fro what I hear. Use the for my van already, funnily enough tho their costs for my landrover are to high to bother with!, long live direct line still
    Last edited by oldplumber; 29-04-2010 at 09:53 PM.

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    Smile Re: How Much Do You Pay?

    have to agree with oldplumber re simply business, so quick to start up, and i was desperate in oct 09 setting up new business, (had a lot of work forthcoming- and actually the price seemed ok ) - (wetplumbing only/ domestic only) - then moved on to do a couple of specified commerials, didnt like their attitude when i updated them, and they seemed rude, like theyre barking the conditions of cover begrudgingly at me....ill be changing too in oct. PS - Thanks for NFU - ill compare Dans mate / link too, need good helpfull people to do business with-good luck mate - moore

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    Default Re: How Much Do You Pay?

    Was going to compare the renewal quote of my current company with Simply Business when it comes up for renewal next month but might not bother now after what I am hearing.

    My current company are good to deal with and sound like they know what they are talking about when I speak to them (and certainly aren't rude!) so will probably stick where I am. Apparently I get a renewal (loyalty) discount if I renew so with any luck it'll be cheaper than the £250 I paid last year which I think will probably be pretty hard to beat anyway.

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    Default Re: How Much Do You Pay?

    I paid 2000€ for the year

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    Default Re: How Much Do You Pay?

    Wow, that's like £1,500!

    What cover does that give you?

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    Default Re: How Much Do You Pay?

    Quote Originally Posted by WHPES View Post
    Wow, that's like £1,500!

    What cover does that give you?
    This is an insurance for Heating systems and plumbing.
    4,5€ million cover by "disaster"
    And I have a Insurance "decennale" this guarantees my works during 10 years


    To be self employed in France sucks
    I would like to come to work in UK.

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    Default Re: How Much Do You Pay?

    just paid (9/7/10) £349.54 with contractors site after following dan's link. was £3 more than simply business but there policy had £2500 3rd party and damage excess!! my policy excess £250.

    covered tools to £1200 (i'm only just starting and don't need much in first year) with tools excess of £60.

    crafty.

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    Default Re: How Much Do You Pay?

    Just be aware that the cheaper quotes cover for public liability only and not tools or anything else.

    Yes, I had plumbing insurance refused from one company as I use a blowtorch!!

    BTW if you do work on any National Trust properties (the tenanted houses as well as the stately homes), hot work is not allowed indorrs so it must all be compression and push-fit.

Everybody loves a good deal: Deals and Discounts on Dozens of Powertools!
Everybody loves a good deal: Deals and Discounts on Dozens of Powertools!

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